Insuring Your Health

 What options exist if you've lost your job-based health insurance? The majority of people are eligible for other coverage.

COVID-19 and Health Insurance

COVID-19 is presenting new and challenging health insurance questions for Marylanders.  The University of Maryland Extension Health Insurance Literacy Action Team has put together a short video highlighting key health insurance tips to help you stay healthy during this event.

Visit our health and wellness blog for additional resources about Coronavirus (COVID-19).

Smart Choice Health Insurance ™ - Basics

Choosing the right health care insurance plan makes you a smart consumer. Increase your understanding of health insurance and learn strategies for selecting a health care plan that will meet your health care needs and fit your spending plan.

• Understand why health insurance helps prevent large unexpected health care expenses
• Learn what to compare to understand health insurance costs and coverage
• Identify information needed to make a smart choice health insurance decision

Smart Choice / Smart Use Health Insurance™ - Health Insurance in Your Senior Years

Knowing your health insurance options as you enter your senior years will make you a smart health care consumer.  Identify smart actions that will help you become a Smart User of health insurance.

• Understand what you need to know about health care cost in your senior years
• Know where to go for information about Medicare and supplemental insurance options
• Review strategies and use tools to help you estimate health care costs
• Identify what options there are within these plans to cover long term health care

Smart Use Health Insurance™ - Managing Health Insurance and Resolving Conflicts

Do you know what to do if you are denied coverage for care? What if you think you have been billed incorrectly? Learn how to manage the process for handling disputes with your health insurance company and how to avoid them.

• Use and manage health insurance to protect your health and your finances
• Resolve health insurance conflicts
• Avoid conflicts in the future

Smart Use Health Insurance™ - Smart Actions

Knowing how to use your health insurance will make you a smart health care consumer.  Identify smart actions that will help you become a Smart User of health insurance.

• Understand how to use health insurance
• Learn how to manage health care expenses
• Identify tools to solve a problem

Smart Use Health Insurance™ - Understanding and Estimating Health Care Costs

Taking control of your health care costs makes you a smart health care consumer. Better understand and estimate your health care expenses so you can plan for future health care costs.

• Explore the types of health care costs
• Learn how to determine what your health care costs might be

Smart Use Health Insurance™ - Your Health Insurance Benefits

Do you know what your health insurance covers? Understanding your health insurance benefits will make you a smart health care consumer. Learn strategies for understanding, getting and using your health insurance benefits.

• Discuss health insurance benefits
• Explain how you can get these benefits for you and your family
• Understand why it is important to use these benefits to manage your health and finances

Health Insurance 4U  

 Smart Choice Smart Use Basics Health (Spanish)