University of Maryland Extension

2014 Speakers

Dr. Lois A. Vitt is Chair and Founding Director of the Institute for Socio-Financial Studies (ISFS) in Charlottesville, Virginia. Dr. Vitt conducts research on consumer decision making, financial literacy education, consumer health finances, the finances of retirement and aging, and financial instruments and organizations. She has an executive background in business and finance, and she is a consultant to financial services companies and community organizations. She is Editor-in-Chief of the two-volume Encyclopedia of Retirement and Finance, and the author of articles and books about the social psychology of consumer financial decision making. Dr. Vitt pioneered the development of real estate financing vehicles for the capital markets, and her research on the beneficial social and personal effects of homeownership has been presented to audiences around the world.


Lynn Quincy works on a wide variety of health policy issues, focusing primarily on the areas of consumer protection and health insurance reform at the federal and state levels. Ms. Quincy serves as a consumer representative with National Association of Insurance Commissioners (NAIC). She recently completed a grant-funded project that conducted consumer testing of the new health insurance disclosure forms being developed by the NAIC.  Prior to joining Consumers Union, Ms. Quincy was a senior researcher with Mathematica Policy Research, Inc., where she performed policy analysis, provided technical assistance, and modeled outcomes in support of state coverage expansion strategies.


Dr. Bonnie Braun is a Professor for the Department of Family Science at the University of Maryland and a Family Policy Specialist for University of Maryland Extension.  Dr. Braun also served as the first Herschel S. Horowitz Center of Health Literacy Endowed Chair and Director. She is author of over 100 articles and seven family and consumer science teaching curricula. She is Co-Director, Maryland Family Policy Impact


Sharon Kedar is a business executive, mother, and advocate for practical feminism. She is a Managing Director at a leading investment management firm. She is also co-author of On My Own Two Feet: A Modern Girl's Guide to Personal Finance (now in second edition), and Get Financially Naked: How to Talk Money with Your Honey. She has an MBA from Harvard Business School, and her advocacy work has been featured nationally including Business Week, U.S. News & World Report, NBC Nightly News, and Oprah & Friends Radio. Sharon's website is


Marceline White is Executive Director of the Maryland Consumer Rights Coalition. She brings more than 20 years of management, fundraising, advocacy, research, and organizing experience to her position. In addition to consumer issues, Marceline has written and advocated on international trade, gender and development, labor rights, environmental justice, and reproductive rights. She has presented her work before Members of Congress, U.S. Trade Representative (USTR) staff, and US Agency for International Development (USAID) officials.


 Dr. Mariana K Falcoiner  is Assistant Professor in the Marriage and Family Therapy Program and Clinical Director at the Center for Family Services. She is an AAMFT approved supervisor and has been working as a therapist since 1992 in both inpatient and outpatient mental health clinics. Her research focuses on how couples cope with stress, with special focus on economic stress and immigration stress in Latino couples. She is currently testing the effectiveness of an interdisciplinary program to help couples improve their communication, coping, and financial management skills. She teaches multicultural issues and postmodern approaches in family.


Donna V S Ortega is Program Manager for AARP Foundation—an affiliated charity of AARP. She manages financial inclusion and financial capability programs within the Income Impact Area.  She previously served as AARP Foundation’s National Manager for Financial Innovation managing national level programs and place-based pilots to increase older Americans' access to and participation in asset-building financial services, and was the Associate Director of Capital Area Asset Builders (CAAB)—a leading nonprofit organization that empowers low and moderate income residents of the Greater DC area to take control of their finances, increase their savings, and build wealth for the future.


Dr. Eric Wish began trading stocks in his teens in the 1960's. He came in 5th in the Barron's Stock Challenge, Professors Division, in 2005. After becoming incensed by the way the media pundits misled the public into staying in the market during the declines in 2000 and 2008, Dr. Wish initiated a highly popular undergraduate honors class, an Introduction to Technical Analysis and the Stock Market, at the University of Maryland. His goal is to teach young persons what he wishes someone would have taught him about the market while he was in college. He publishes a daily blog,, where he shares his market analysis and musings. Dr. Wish is a research psychologist and full time Director of the Center For Substance Abuse Research (CESAR) at the University of Maryland in College Park.


Sarah Bauder is Assistant Vice President, Enrollment Services Operations at University of Maryland. She is responsible for the management of three units: The Office of Student Financial Aid; the Enrollment Services Operations Unit; and the Enrollment Services Technology Development Unit with seven (7) direct reports; 67 full time staff, students and graduate assistants. Ms. Bauder testified before Congress on “Federal Aid and the Impact of Perkins Loans” September 2010 Testified before Congress on “Ensuring the Availability of Student Loans” March 2008 Testified before Congress on the “FEELP Loan vs. Direct Lending Process” May 2006.

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