University of Maryland Extension


Personal Finance and Money

During these challenging times more people are concerned about their financial future. The University of Maryland Extension offers educational programs, applied research projects and lots of practical information that will empower our community to make informed financial choices and improve the personal finances of our residents. Some of the workshops offered are:

Workshops for Youths

  • High School Financial Planning Program (Money Habits, SMART Goals, and Spending Plans)
  • Saving for Your Personal Goals

Workshops for Adults

  • Creating a Spending Plan
  • Tracking Expenses
  • Understanding Cash Flow
  • Identity Theft
  • You are in Control of Your Credit
  • Understanding Credit Reports
  • Tools for Paying Bills and Other Expenses
  • Money Services
  • Money Habitude$
  • Setting Goals
  • Paying Bills
  • Who Am I With Money?

Train-the-Trainer Workshops

  • High School Financial Planning Program Curriculum Training (Offered to teachers/educators, non-educators, & adult volunteers)
  • Your Money Your Goals: A Financial Empowerment Toolkit (Offered to frontline staff that work with economically vulnerable populations)

Breathing Room

A space to take a breath & a step towards wellness.  Blog topics include health, money management, stress, nutrition, health, mindfulness, and much more. Use this website to view Family and Consumer Sciences blogs at

Contact:  Priscilla Graves, Family & Consumer Sciences, Extension Educator

Phone:  410-535-3662


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University programs, activities, and facilities are available to all without regard to race, color, sex, gender identity or expression, sexual orientation, marital status, age, national origin, political affiliation, physical or mental disability, religion, protected veteran status, genetic information, personal appearance, or any other legally protected class. If you need a reasonable accommodation to participate in any event or activity, please contact your local University of Maryland Extension Office.