University of Maryland Extension


2018 Personal Finance Seminar for Professionals Online Conference


May 10, 2018


9:45 – 10:00 AM             Welcome


10:00 – 11:00 AM            Sara Newcomb, MorningStar

                                                “LOADED: The Psychology of Money Management”

This workshop gives abroad overview of the science of financial psychology and how various mental factors can interfere with good money management.  Participants will learn how to identify problematic thinking patterns as well as new tools for money management based on an integrated framework of psychology and economics.


11:00 – 12:00 PM            Marguerita Cheng, Blue Ocean Global Wealth

                                                “Bringing Light to Finances”

This workshop delivers insight on new educational and investment research. Brings clarity to hard financial terms and regulations. Offering new tools and resources that will help clients achieve their financial goals.


12:10 – 1:10 PM                   Lillian Singh, Prosperty Now

“Considering the Impact of the Racial Wealth Divide in Servicing Your Clients”

Wealth is the foundation of economic security in the United States. As Dr. Mariko Change explains “wealth provides an overview of financial health; it represents our ability to deal with economic consequences of illness unemployment, and financial emergencies.  Wealth also reflects our ability to invest in our future and the future of our children.  This session will further explore the current realities of how people of color are impacted by racial wealth inequality and offer practical solutions on how practitioners can better serve clients to improve their financial stability.


1:10 – 1:40 PM                    Lunch Break


1:40 – 2:40 PM                    Timothy Ogden, US Financial Diaries

                                                “The Financial Diaries Project”

This workshop will discuss the real challenges households face and the difficulty involved when determining the best choices when faced with instability.  This will be an interactive workshop where participants will be asked to discuss their suggestions and advice for the household members and the outcomes of these family members.


2:40 – 3:40 PM               Rod Griffin; Experian

“Credit: The Good the Bad the Ugly.

An interactive overview of the fundamentals of credit reporting and credit scoring. Learn how the credit reporting process works, why it is important to consumers and our economy and how you can become engaged in that process to successfully manage your credit history. Discover what goes into credit scores, where they come from, what they mean and what you can do to ensure your scores qualify you for the credit you want and need.


3:50 – 4:50 PM               David Halperin, Attorney, Advocate, Advisor

                                                “Grasping Student Loans”

The workshop will provide participants with a wealth of information regarding for-profit college recruiting and marketing, educational quality, student loans, options for prospective students, policy and regulatory issues, and the future of this industry.


4:50 – 5:00 PM               Wrap-up/Closure




Maintained by the IET Department of the College of Agriculture and Natural Resources. © 2018. Web Accessibility